The Texas Homeowners Policy includes Windstorm, Hurricane, and Hail coverage in most areas of our state but thousands of coastal residents, like us here in Corpus Christi, are often subject to different rules and different requirements.
The Texas Wind Insurance Association provides coverage to residential and commercial properties in 14 counties of the Texas seacoast territory including Nueces, San Patricio, and Kleberg counties. The designated catastrophe area is that portion of the seacoast territory where the Commissioner of Insurance has found that windstorm and hail insurance is not reasonably available.
Ed Cantu Insurance Agency can help you avoid TWIA and include windstorm, hurricane, and hail protection as part of an all-in-one policy for most homes built after 1998 as long as they are not located on a barrier island like Padre Island, Mustang Island or Port Aransas. Rates are competitive!
Ed Cantu also offers alternative Windstorm, Hurricane and Hail protection to compete with the Texas Windstorm Insurance Association (TWIA). Slash your Windstorm Insurance rates up to 15% now and save up to 14% more after the proposed TWIA rate increase takes effect January 1st. CLICK HERE now and get a quote.