When most people think of a flood, they might think of events like Hurricane Katrina, or Hurricane Harvey. These were huge devastating storms that caused billions of dollars in damage.
In reality, most floods are caused by far less catastrophic situations. In fact, it only takes a few inches of standing water to cause tens of thousands of dollars.
If you’re looking for flood insurance in Corpus Christi we’ve got you covered. Did you know that every single house in the entire country is in a FEMA flood zone? It’s just that some flood zones are worse than others.
Remember there is usually a 30 day waiting period from the day you purchase flood insurance to the day the policy goes in to force.
Homeowners insurance does not cover flood damage
Regardless of whether you live in Corpus Christi or any other part of Texas, flood insurance has to be purchased as a separate, stand-alone policy.
It is not covered by homeowners insurance.
Flood insurance policies also reimburse you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
If you live in certain flood zones, your mortgage company may require that you purchase a flood insurance policy.
Did you know? Twenty-Five percent of all Flood Insurance Claims are paid to homeowners who live in a moderate or low-risk flood zone. Flood insurance is optional and very affordable when your property is not located in a high-risk zone. We highly recommend you take steps today to secure protection.
How to get started on your Flood Insurance quote
To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!